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Downloadable Resources

The New Jersey Economic Development Authority (EDA) provides brochures that support the efforts and initiatives of the State of New Jersey.

    EDA Product Overview

    Complete listing of all EDA programs.

    EDA Small Business Services

    The New Jersey Economic Development Authority (NJEDA) is committed to driving inclusive and sustainable economic development statewide and to creating an environment where small businesses can grow.

    EDA Small Business Services

    En espanol

    EDA Innovation Economy Programs

    Overview of EDA programs available for technology and life sciences companies in New Jersey.

    Opening Doors to Lending

    EDA programs make it possible for NJ lenders to support more growing businesses. Source: NJ Business Magazine

    Product Brochure - Access

    Access is a pilot lending program that provides financing to small businesses in New Jersey - either in the form of direct loans through EDA, or through loan participations or guarantees in partnership with an EDA Premier Lender. Access is different from other EDA financing programs in that it provides greater flexibility to borrowers by placing greater emphasis on the borrower's cash flow and less emphasis on hard collateral.

    Product Brochure - Angel Investor Tax Credit Program

    Companies that file taxes in New Jersey and invest in a qualifying NJ emerging technology business may benefit from a tax credit through the Angel Investor Tax Credit Program.

    Product Brochure - Bond Financing

    Creditworthy manufacturing companies, 501(c)(3) not-for-profit organizations, and exempt facilities in New Jersey may be eligible for long-term financing under the Bond Financing Program.

    Product Brochure - Direct Loans/Small Business Fund

    New Jersey businesses in need of financing and committed to job creation/retention may be eligible for direct loans through EDA when financing is not available under other EDA financing programs.  Creditworthy small, minority-owned or women-owned businesses in New Jersey that have been in operation for at least one full year and may not have the ability to get bank financing, or not-for-profit corporations that have been operating for at least three full years, may be eligible for direct loans under the Small Business Fund.

    Product Brochure - Economic Redevelopment and Growth (ERG) Program

    The Economic Redevelopment and Growth (ERG) Program is an incentive for developers and businesses to address revenue gaps in development projects, defined as having insufficient revenues to support the project debt service under a standard financing scenario.  It can also apply to projects that have a below market development margin or rate of return. The grant is not meant to be a substitute for conventional debt and equity financing, and applicants should generally have their primary debt financing in place before applying.  In order for a project to be approved, it needs to undergo a rigorous analysis of the sources and uses of funds, construction costs and projected revenues.

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